This is reality stuff - women earn less than men over their lifetimes and live longer. They are more likely to spend their golden years in poverty. Take a glance around and you know what I mean. Of course, we don't see bag ladies (homeless women who carry their belongings in shopping bags) in Brunei but we see some reduction in quality of life when a woman is widowed or divorced. It is a lesson to learn.
Women need to learn as early as possible that real life has no prince valiants to save them from poverty. Women should know the basics: spend less than you earn; pay yourself first. Know the virtues of an emergency fund; don't be debt-ridden; use your credit cards responsibly; have a moratorium on clothes-buying now and then and of course, as they say, "one stilleto at a time". Then, perhaps we will never worry about being bag ladies.
photo by: flickr
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